Terms of Use| Privacy Policy

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No Refund Policy, Terms, and Conditions

No Refund Policy:

Our refund policy is as follows: All items and programs purchased are 100% non-refundable and returns will not be accepted. Howard Tibbs' Company is offering non-tangible irrevocable goods; we do not issue refunds or returns. As a customer, you are responsible for understanding this upon purchasing any item on this site or from Howard Tibbs'.

 

Please read the following terms of use relating to your use of this site, and all the sites listed below under our brand, carefully. By using these sites, you agree to these terms of use. We reserve the right to modify these terms at any time, so please check this page periodically for changes. By using these sites after we post any changes to these terms, you agree to accept those changes, whether or not you have reviewed them or been notified about them. If at any time you choose not to accept these terms of use, please do not use this site or any of our sites.

Owners and Collectors of Information: These terms of use apply to your use of all of the Sites and services owned, hosted, or operated by Howard Tibbs' Company (collectively "we," "us," or "our"), including, but not limited to

https://saasdevlab.com

and any other site that we have owned or operated, do own and operate, or may own or operate, in the future, including social media sites (collectively, the "Sites"). Unless we say otherwise, all references to the “Sites” in these terms of use include all such Sites. These terms of use do not apply to your use of unaffiliated Sites to which any of the Sites may link to or direct you to If you have any questions about these terms of use you may contact us at:

htibbs@tibbsdigital.com

Howard Tibbs' Email:

htibbs@tibbsdigital.com

 

Restrictions: The contents of our Sites are protected by copyright and trademark laws, and are the property of their owners. All information on the Sites is copyrighted by Howard Tibbs'. Unless otherwise noted, you may access and use the information and materials on the member sites that you have paid in full for your personal use. You may not change, modify, delete, display, transmit, adapt, exploit, or copy for distribution or sale any information, material, trademark, or copyright on the Sites. You must obtain written permission from us or any other entity who owns intellectual property on the Sites before you may publish, distribute, display, or commercially exploit any material from the Sites. By using the Sites, you agree to abide by all copyright notices or other posted restrictions.

Links: These terms of use apply only to our Sites, and not to the Sites of any other companies or organizations, including those we link to. We do not maintain, create, endorse, or take any responsibility for the contents, advertising, products or other materials made available through any other site, including those we link to. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any content, goods or services available on any other site. Other Sites may link to our Sites by permission only. To seek our permission, you may contact us at the information above. We reserve the right to rescind any permission granted to you or any organization in which we approve linking to our Sites, and to require termination of any such link to any of the Sites, at our discretion at any time.

Events, Information, and Content: The events, information, courses, and content on the list are subject to change without notification. 

Submissions: We welcome your comments about any of the Sites. However, we will not review or consider any unsolicited creative submissions or suggestions for topics within our newsletters, blogs, podcasts, or products. We hope you will understand that this policy is intended to avoid the possibility of future misunderstandings in the event that ideas developed by our staff might seem to be similar to the ideas submitted to us. Accordingly, we must ask that you not send us any original creative ideas, suggestions or materials. If, despite our request, you send us any idea, suggestion or material ("Submission"), it shall become our property. We will not be subject to any obligation of confidence for any Submission, and we will not be liable for any use or disclosure of any Submission. In the case that you submit something to us and it is unsolicited, we will exclusively own all rights to the Submission worldwide, and we will be entitled to the unrestricted use of the Submission for any purpose, without compensation or notification to the provider of the Submission. Given this fact, we ask that you refrain from submitting creative projects to us, particularly those that are confidential or personal to you. We love that you are inspired, but keep that inspiration as yours.

The Guarantee is based on offering a service or product for 995 in your own country of residence's currency (i.e. 995 USD, British Pounds, AUS or CAD, or whichever is the lesser valued at the time of their enrolment based on you being highly Coachable, taking the action steps in the Coaching Checklist to Success, and having Paid-in-Full program.

Forums: A "forum" means any message board, chat room, social media posts, social media comments, user review forum, or other interactive service appearing on any of the Sites and includes both public boards and private folders. You must register in accordance with instructions that you will find on the Sites in order to contribute to any forum. You may not post on any forum, or send to any other forum user or our staff, any material that is abusive, vulgar, threatening, harassing, libelous, defamatory, obscene, invades a person’s privacy, violates any intellectual or other property rights, or that would otherwise violate any law. You may not use any forum in a commercial manner. You may not post material that solicits funds, or that advertises or solicits goods or services. You may not post material known to be false. You may not post messages that contain stock touts. You may not post or transmit any information, software or other material that contains a virus or other harmful component. We are not responsible for material appearing in any forum on the Sites, except for material signed by one of our identified representatives. We are not responsible for screening material posted by users for libel, obscenity, invasion of privacy, copyright or trademark infringement, accuracy, or for any other reason. We retain, however, the right to modify or remove messages or other material that we, in our sole discretion, consider infringing, offensive, abusive, defamatory, obscene, stale, or otherwise unacceptable. We also reserve the right to edit materials for any other reason. Whether or not we modify or remove such material, users remain solely responsible for the content of their messages or postings. By posting on the Sites, you grant (or warrant that the owner of such rights has expressly granted) us and/or relevant affiliated companies the worldwide, perpetual, non-exclusive right to use your questions, comments, and postings, in their original or edited form, in television programs, books, articles, commentaries, or in any other medium now known or later developed. You also warrant that you own or otherwise control all of the rights to the content you have posted and that the public posting and use of such content by us will not infringe the rights of any third party. Additionally, you warrant that any "moral rights" in posted materials have been waived. You are not entitled to any compensation for any materials you may post on the Sites. 

Registration: We may, at our discretion, suspend or terminate the registration of any forum user or general user who violates any of these terms of use of use, any of the forum member guidelines or for any other behaviour that we in our discretion believe is inappropriate. 

Disclaimers: The information, services, products, claims, seminar topics, and materials on our Sites are provided "as is" and without warranties of any kind, either expressed or implied. We disclaim all warranties, expressed or implied, including but not limited to implied effectiveness of the ideas or success strategies listed on this site as well as those that are provided in our products or to our participants at our events. The only exception is the guarantees of satisfaction and graduation that are clearly labeled guarantees within our Sites. Neither we nor any of our respective licensors or suppliers warrant that any functions contained in the Sites will be uninterrupted or error-free, that defects will be corrected, or that the Sites or the server that makes them available are free of viruses or other harmful components. Neither we nor any of our respective licensors or suppliers warrant or make any representations regarding the use or the results of the use of the services, products, information or materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not we or any of our respective licensors or suppliers) assume the entire cost of all necessary servicing, repair or correction to your system. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you. We do not endorse, warrant or guarantee any products or services offered on the Sites or those we link to. We are not a party to, and do not monitor, any transaction between users and third-party providers of products or services. 

Refund and Cancelation Policy:

 Our refund policy is as follows: All items and programs purchased are 100% non-refundable, non-cancellable, and returns will not be accepted. Coach Jen Clarke’s Company is offering non-tangible irrevocable goods we do not issue refunds or returns. As a customer, you are responsible for understanding this upon purchasing any item on this site or from Howard Tibbs' Company. Payments You are responsible to pay the full amount of the price you originally agreed to pay for any program you purchase, regardless if you leave the program, do not complete it in the time-frame provided, or don't use the container at all. If you are not able to pay in full for a program and require a payment plan you are still responsible for the full purchase price of the program originally agreed to. If payments are late we reserve the right to remove you from all programs, where applicable, until payments are again current. Howard Tibbs' Company provides many live programs. It is not guaranteed that each program will be live. Howard Tibbs' retains the right to provide pre-recorded programs, as needed. Howard Tibbs' Company retains the right to adjust the scheduled programs and dates without notice. If you are purchasing the Mastermind (12 months coaching service) or One-On-One Private coaching (1 to 12 months coaching service), you are responsible for the entire amount originally agreed to. You are responsible to have to pay the remaining balance of $9995 USD on any early withdrawal from the coaching program. There are no refunds or early terminations for these services. Nothing herein shall limit Howard Tibbs' Company from seeking payment for any chargeback or credit card disputes made by you, at anytime. By accepting the terms of this agreement, you agree to never dispute any charges already paid, no matter the payment vehicle. (Example: Paypal, Stripe, Square, bank transfer, etc.) Limitation of Liability: Under no circumstances, including but not limited to negligence, will we or any of our licensors or suppliers be liable for any special or consequential damages that result from the use of, or the inability to use, the materials or information on the Sites, or any products or services provided pursuant to the Sites, even if advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages (including but not limited to lost data), so the above limitation or exclusion may not apply to you. In no event shall the total liability to you by us or any of our licensors or suppliers for all damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you to us, if any, for accessing the Sites. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any advice, goods or services you receive from a guest speaker on our Sites or at one of our events. We are also not responsible or liable for any loss or damage that is caused or alleged to have been caused to our guests in connection with the display of their photo, name, or biography posted on our Sites or in our marketing materials. Coaching provided is valued at over $150,000 USD. The regular rate for the Coaching is $25,000 USD and any Limited Time Specials are applied to the regular rate of $25,000 USD.
Any product or service is non-cancellable and non-refundable. Failure to follow the program and/or the payment(s) on any Limited Time Specials will result in requiring payment on the remaining balance of $9995 USD.

No Professional Advice: The information contained in or made available through the Sites (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, or legal matters. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention. We and our licensors or suppliers make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the Sites. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible and accountable for your decisions, actions, and results in life, and by your use of the Sites, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance. 

Earnings Disclaimer: Nothing is "get rich" about what we talk about, teach, promote, or put in our programs. One must work hard, add value, build a real and professional career, and serve others with excellence and honor. Our programs are intended to help you obtain a better business, life, and career while growing your brand. Our programs take a lot of work and discipline similar to other professional continuing education programs. As stipulated by law, we cannot and do not make any guarantees about your ability to get results or earn any money with our ideas, information, tools or strategies. Your results in your life are your own and do not relate to us. We just want to help by giving great content, direction, and strategies. We do not guarantee your satisfaction as everyone has a different opinion on satisfaction and results achievement. You should know that all products and services by our company are for educational and informational purposes only. Nothing on this page, any of our websites, or any of our content or curriculum is a promise or guarantee of results or future earnings, and we do not offer any legal, medical, tax or other professional advice. Any financial numbers referenced here, or on any of our sites, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance. Howard Tibbs' Company does not guarantee any income claims. Making decisions based on any information presented in our products, events, services, or website, should be done only with the knowledge that you could experience risk or losses just like any entrepreneurial endeavors. Use caution and always consult your accountant, lawyer or professional advisor before acting on this or any information related to a lifestyle change or your business or finances. You alone are responsible and accountable for your decisions, actions, and results in life, and by your registration here you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance. Please don’t enroll in our programs if you believe in making "money without hard effort" and "getting rich myths or ideologies." We only want clients and customers that are serious people dedicated to real professional development who want to add value and by making a difference in the world.

Parental Permission: The Sites are not directed to children under the age of 13 and we will not knowingly collect personally identifiable information from children under 13. We strongly recommend that parents participate in their children’s exploration of the internet and any online services and use their browser’s parental controls to limit the areas of the internet to which their children have access. We may, at our discretion, require users under 18 to obtain the consent of a parent or guardian to view certain content, and we may limit access to certain content to users above a specified age. You agree to abide by any such restrictions, and not to help anyone avoid these restrictions.

Explicit Language & Mature Content: On our Sites we will occasionally discuss mature topics and language relating to personal and professional growth that may use explicit language. Users who are uncomfortable with such topics or language should not use our Sites.

Confidentiality and Non-Compete: Users of our Sites hereby understand that the tools, processes, strategies, materials, and information presented on our Sites are copyrighted and proprietary, so users agree not to record, duplicate, distribute, teach or train from our information in any manner whatsoever without our express written permission. Any unauthorized use or distribution of our Sites proprietary concepts, materials, and intellectual property by you or your representatives is prohibited and Promoter will pursue legal action and full damages if these terms are violated in order to protect its rights.

Howard Tibbs' Company is committed to protecting your privacy and ensuring you have a positive experience on our website and in using our products and services (collectively, "Products"). This policy covers

mobile applications, and desktop clients, and is applicable worldwide. This policy outlines our handling practices and how we collect and use the Personal Data you provide during your online and offline interactions with us. As used in this Privacy Policy, "Personal Data" means any information that can be used to individually identify a person, and may include, but is not limited to, name, email address, postal or other physical address, credit or debit card number, title, and other personally identifiable information.

If you reside in the European Union ("EU"), United Kingdom, Lichtenstein, Norway, Iceland or Switzerland, you may have additional rights with respect to your Personal Data, as further outlined below. These rights may include rights under the EU’s General Data Protection Regulation ("GDPR"), if you are a resident of the EU, United Kingdom, Lichtenstein, Norway or Iceland.

Howard Tibbs' Company will be the controller of your Personal Data that is provided, collected and/or processed pursuant to this Privacy Policy, except where otherwise expressly stated below. If you have any questions about whether any of foregoing applies to you, please contact us using the information set forth in the "Contact Us" section below. This policy may be updated from time to time for reasons such as operational practices or regulatory changes, so we recommend that you review our Privacy Policy when returning to our website.

Collection of your Personal Data:

We collect the following categories of Personal Data about you when you use or otherwise interact with our Products: Name, Title, Email address, Home/work/mobile telephone number. Postal or other physical address, Credit/debit card information, IP addresses and other information collected passively, as further detailed in the "Passive Collection" section below. Device identifiers, as further described in the "Mobile Application" section below. 

We collect and/or process your Personal Data in connection with the below activities related to our Products: Account registration: Use of certain Product features Generating reports based on information collected from use of our Products Requesting service and support for our Products and providing such support Placing transactions or orders Registering to attend a seminar or webinar Participating in an online survey Billing and collecting payments for our Products Participating in discussion groups or forums Registering for newsletter subscriptions Customizing the advertising and content you see Processing of your Personal Data We will use your Personal Data only in accordance with our Privacy Policy. If you do not wish us to continue using your Personal Data in this manner, you can request that your account be deactivated by contacting us as specified in the "Contact Us" section. We will only process your Personal Data if we have a lawful basis for doing so.

Lawful bases for processing include consent, contractual necessity (i.e. processing that is necessary for the performance of a contract with you, such as your terms of agreement with us that allows us to provide you with the Products) and our "legitimate interests" or the legitimate interest of others (e.g. our users) such as: Personalizing, improving or operating our Products and business Better understanding your needs and interests Fulfilling requests you make related to the Products Providing you with information and offers from us or third parties Complying with our legal obligations, resolving disputes with users, enforcing our agreements Protecting, investigating and deterring against fraudulent, harmful, unauthorized or illegal activity.

We process Personal Data for purposes such as: To process your orders and deliver the Products that you have ordered To provide reports based on information collected from use of our Products To keep you up to date on the latest Product announcements, updates, upgrades, system enhancements, special offers, and other information To provide support and assistance for our Products To provide the ability to create personal profile areas and view protected content To provide the ability to contact you and provide you with shipping and billing information To provide customer feedback and support To provide and administer contests or other marketing or promotional activities. To the extent you choose to participate, to conduct questionnaires and surveys in order to provide better products and services to our customers and end users To personalize marketing communications and website content based on your preferences, such as in response to your request for specific information on products and services that may be of interest To contact individuals that you refer to us and identify you as the source of the referral, in accordance with the "Referral" section below To meet contract or legal obligations Referrals If you choose to refer a friend to our products, you represent that you have their consent to provide us your friend’s name and email address. We will automatically send your friend a one-time email inviting him or her to visit the website. Unless we are authorized by your friend, we will only use your friend’s name and email address for the purposes of sending this one-time email. 

Choice: You can choose whether to provide Personal Data to Howard Tibbs' Company, but note that you may be unable to access certain options, offers, and services if they require Personal Data that you have not provided. You can sign-up, and therefore consent, to receive email or newsletter communications from us. If you would like to discontinue receiving these communications, you can update your preferences by using the "" link found in such emails or by contacting us using the information in the "Contact Us" section of this policy. 

Data Subject Rights: You have certain rights with respect to your Personal Data as set forth below. Please note that in some circumstances, we may not be able to fully comply with your requests, or we may ask you to provide us with additional information in connection with your request, which may be Personal Data, for example, if we need to verify your identity or the nature of your request. In such situations, however, we will still respond to let you know of our decision. To make any of the following requests, contact us using the contact details referred to in the "Contact Us" section of this policy. 

Access: You can request more information about the Personal Data we hold about you. You can also request a copy of the Personal Data. 

Rectification: If you believe that any Personal Data we are holding about you is incorrect or incomplete, you can request that we correct or supplement such data. You can also correct some of this information directly by logging into your membership account. Please contact us as soon as possible upon noticing any such inaccuracy or incompleteness. 

Objection: You can contact us to let us know that you object to the collection or use of your Personal Data for certain purposes. Erasure: You can request that we erase some or all of your Personal Data from our systems. Restriction of Processing: You can ask us to restrict further processing of your Personal Data. 

Portability: You have the right to ask for a copy of your Personal Data in a machine-readable format. You can also request that we transmit the data to another entity where technically feasible. Withdrawal of Consent: If we are processing your Personal Data based on your consent (as indicated at the time of collection of such data), you have the right to withdraw your consent at any time. Please note, however, that if you exercise this right, you may have to then provide express consent on a case-by-case basis for the use or disclosure of certain of your Personal Data, if such use or disclosure is necessary to enable you to utilize some or all of our Products.

Data Retention: How long we retain your Personal Data depends on the type of data and the purpose for which we process the data.

Passive Collection: Howard Tibbs' Company automatically collects some information about you when you use our Products, using methods such as cookies and tracking technologies (further described below). Information automatically collected includes Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, the files viewed on our site (e.g., HTML pages, graphics, etc.), operating system, date/time stamp, and/or clickstream data to analyze trends in the aggregate and administer the website and/or Products. In addition, when you use some of our Products, network information is transmitted back to us such as Product usage information. This information is transmitted back to us so we can determine how users are interacting with our Products, to assist us with improving our Products, and to correct any problems that may occur. Cookies and Tracking Technologies: Howard Tibbs' Company and our partners use cookies or similar technologies to analyze trends, administer the website, track users’ movements around the website, and gather information about our user base. Users can control the use of cookies at the individual browser level. For more information regarding cookies or similar technologies, please review our cookie policy.

WEBSITE ACCESSIBILITY STATEMENT 

Howard Tibbs' Company (“company”, “I”, “we” or “us”) is committed to providing all users, including those with disabilities, with full and equal access to our website. We are committed to ensuring international compliance with web accessibility laws and policies, including, but not limited to, the Americans with Disabilities Act ("ADA"), and to improving everyone's user experience on our website, https://coachjenclarke.com (“website”) by implementing the Web Content Accessibility Guidelines ("WCAG"), accessibility standards developed in collaboration with individuals and organizations worldwide through the World Wide Web Consortium ("W3C") process, with the goal of providing a single shared standard for web content accessibility that meets the needs of individuals, organizations, and governments worldwide. We have made a genuine effort and commitment to follow best practices for ADA compliance, including auditing and testing our website for accessibility. Please be aware that our efforts to meet current WCAG guidelines are ongoing as we incorporate the necessary accessibility widgets and improvements to make our website as accessible and user-friendly as possible. This website is designed to be compatible with assistive technologies as well as the most recent two major browser versions. Some aspects of the website may not display optimally in Internet Explorer 10, 11, or older browsers. The website is not intended for use with Internet Explorer 9 or earlier versions. Accessibility Plugin / Widget This website includes a third-party plugin, also known as a Widget called High Level's Chat Widget. Using this Widget can improve website accessibility for some users, particularly those with specific disabilities. This widget can be found on all pages of our website and strives to adhere to the most recent WCAG guidelines.  By clicking the accessibility menu icon that appears after clicking on the Widget described above, you can enable the accessibility menu. Please wait a moment after triggering the accessibility menu for the entire accessibility menu to load. Disclaimer: We have no control over the use of the Widget above or any other third-party add-ons or "plugins" on our website. These may or may not work for every user and/or every type of disability. We have no control over the structure of these plugins and are unable to modify them at all or to the extent necessary to accommodate every user of our website, and we are not responsible for those elements over which we have no control. You use these third-party widgets or plugins entirely at your own risk.

We have made reasonable efforts to make our website accessible in accordance with standard business practices; however, if you believe that some content, features, or processes could be improved, we welcome your feedback. If you have any questions or concerns, please contact us at

htibbs@tibbsdigital.com

Business Software Platform

Intended Use. You and your customers may use the Platform only as intended for lawful purposes and in accordance with these Terms. You agree that You and Your customers will not use the Platform in any way that violates any applicable law or regulation or engage in any Prohibited Uses. In addition, you represent and warrant that: (i) You and Your customers will maintain in effect all licenses, permissions, authorizations, consents, and permits necessary to carry out the obligations under these Terms; (ii) You are fully responsible for your actions and the actions of your employees, agents, and customers who use of the Platform; (iii) You are fully responsible for the use of the Platform by your customers; (iv) You, your employees, agents and customers will not misrepresent the Platform or the Services; (v) You will provide these Terms to your employees, agents, and customers and confirm that all employees, agents, and customers understand that they are subject to these Terms if they use or offer access to the Platform; (vi) You own or control all rights in and to all content you provide to HighLevel, including, but not limited to, any code provided to customize the Platform for your customers; (vii) You will be solely responsible for your use of the Platform, including the quality and integrity of any data and other information, including Information, made available to us by or for you through the use of the Platform; and (viii) You, your employees, and your customers will provide reasonable cooperation regarding information requests from law enforcement, regulators, or telecommunication provider

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